Where Americans Are Moving to Retire

As retirees rethink where — and how — they want to spend their golden years, relocation patterns continue to shift across the United States. According to the latest United Van Lines 2025 National Movers Study, about 13.86% of movers relocate specifically for retirement reasons, with tax benefits, cost of living, environment, and livability shaping their decisions. (RISMedia)

Here’s a look at the top states people are moving to for retirement — and why Delaware deserves special attention as a premier choice for future retirees, especially those considering options along the East Coast.

Top States Where Retirees Are Choosing to Move (United Van Lines 2025)

Based on the United Van Lines study of moving patterns in 2025, these states saw the highest share of retirement-related inbound relocations: (RISMedia)

1. Florida (29.8%) – The perennial retirement favorite, thanks to no state income, estate, or inheritance taxes, a warm climate, abundant recreation, and a robust 55-plus community infrastructure. (RISMedia)

2. Delaware (27.9%) – A close second, with powerful financial perks and strategic location advantages. (RISMedia)

3. Wyoming (27.8%) – Wide open spaces, outdoor recreation, and strong tax incentives for retirees. (RISMedia)

4. Arizona (25.7%) – Sun-soaked landscapes and lower costs appeal to those drawn to dry, warm climates. (RISMedia)

5. South Carolina (25.1%) – A southern coastal favorite with tax breaks and natural beauty. (RISMedia)

6. Maine (22.1%) – A quieter, scenic option for those wanting cultural richness and coastal charm. (RISMedia)

While each of these states offers compelling lifestyle draws for retirees, Delaware stands out in a unique way — particularly for people moving from the Mid-Atlantic, Northeast, and Midwestern regions.

Why Delaware Is a Smart Retirement Destination

Powerful Tax Advantages

Delaware

Delaware’s tax structure is one of the state’s biggest draws for retirees:

• No sales tax — making everyday purchases more affordable.

• No tax on Social Security benefits — a huge win for retirees relying on these payments.

• No estate or inheritance tax — helping you preserve wealth for heirs.

• Retirement income exclusion — residents age 60+ may exclude up to $12,500 of pension and retirement income from state taxes. (RISMedia)

This combination places Delaware among the lightest tax burdens in the nation — comparable with national retirement-friendly benchmarks like Florida and Wyoming — but with a Northeastern setting that keeps you closer to major metro amenities.

Location, Lifestyle & Accessibility

Unlike some retirement hubs that feel geographically isolated, Delaware offers:

• Proximity to major East Coast cities like Philadelphia, Baltimore, and Washington, D.C., making it easier for kids and grandkids to visit.

• Rich history and culture, from Dover’s historic sites to coastal towns like Rehoboth Beach and Lewes.

• A balanced pace of life — coastal relaxation meets vibrant small cities and towns with arts, festivals, and local community feel.

This blend is hard to beat for retirees seeking both quality of life and connection.

Retirement Trends: Broader Context

Retirement relocation isn’t just about sunshine and beaches anymore — it’s also about affordability, healthcare access, taxes, and community. Recent national studies and rankings show that retirees increasingly prioritize:

• Lower cost of living

• Healthcare accessibility

• Quality of life

• Migration patterns that match social and family preferences (Kiplinger)

  
  

Delaware checks many of these boxes — particularly for those prioritizing fiscal benefits without having to relocate to the far South or Midwest.

If you are considering a move for your retirement years, let's schedule a call to discuss a strategy. My team and I can assist you with downsizing in Washington, DC and Virginia and help you moving elsewhere with a trusted partner agent.